Coronavirus has spread globally to 81 countries and territories, infecting more than 90,000 patients. Many holidaymakers are now concerned about whether they should travel or not, and it seems they could have a valid reason to, with a travel expert warning they may not be financially protected.
However, tourists who are forced to cancel their plans due to the Foreign Office putting in place a travel advisory will be protected.
Money Saving Expert Martin Lewis said that insurers are bound to support their customers if the government tells Britons not to travel to a particular region.
“Anyone who has booked a holiday now for this year – if you have not got travel insurance, if you get the travel insurance and the Foreign & Commonwealth Office then says you can’t go to a country, you’re covered,” he explained.
“If the Foreign & Commonwealth Office rules out a country in future and you haven’t got travel insurance at that point, you’re not covered.”
However, those who did not have an insurance policy in place before the ban came into action will not be protected.
He added that simply avoiding travel out of fear of contracting COVID-19 will also not be eligible for travel insurance support.
Despite the growing concerns, however, Mr Calder adds that now is actually a “fantastic time to travel”.
The revelation comes as airlines, hotels and other travel services are beginning to lower costs due to a decrease in demand.
Travellers could snap up a great deal on their next holiday, however, Calder warns that they should still ensure they have a travel insurance policy and be mindful about their chosen destination.
He says: “You shouldn’t go anywhere that the foreign office says not to go, partly because your travel insurance will be.”
Meanwhile, Mr Lewis urges customers to always buy travel insurance at the same time as they book their holiday.
“This is the big warning,” he urged. “I do it every year – I talk about booking travel insurance ASAB – as soon as you book.
“Because if you don’t and something happens in the meantime before you get travel insurance, you’re not covered.”
Published at Wed, 04 Mar 2020 08:48:00 +0000